INVESTOR TOOLS

Make the assumptions
visible.

Work through the numbers, explore the trade-offs and bring a more specific brief to the conversation.

Off-plan cash planner

From headline to net return.

Starting values are illustrative, not UAE market averages. Acquisition costs are an editable total; no official fee rate is assumed. Finance and resale costs are excluded.

NET OPERATING YIELD / TOTAL COST
5.06%
Gross yield / purchase price7.00%
Annual net operating incomeAED 79,750
Total acquisition costAED 1,575,000
Net yield if rent falls 10%4.43%

Net income = rent × (1 − vacancy %) − annual operating costs. Net yield = net income ÷ (price + acquisition costs). Indicative scenario only.

Discuss this scenario

Understand the repayment.

Illustrative fixed-rate amortising loan. The down payment and term are scenario inputs, not eligibility rules. Excludes bank charges, insurance and other ownership costs. Actual lender terms can differ.

INDICATIVE MONTHLY PAYMENT
AED 6,253
Loan principal
Down payment
Total interest over the term

Payment uses principal × monthly rate ÷ [1 − (1 + monthly rate) ^ −number of months]. For a 0% rate it uses principal ÷ months. This is not a lending offer.

Discuss your funding assumptions
A CONSISTENT COMPARISON

Two options.
The same questions.

Add your own evidence. This worksheet records your thinking; it does not verify inputs or rank investments.

Decision factorOption AOption B
Property / project
Purchase price · AED
Total acquisition costs · AED
Expected annual rent · AED
Annual operating costs · AED
Vacancy assumption · %
Income start date
Holding period
Evidence & source date
Main advantage
Largest unresolved risk
Next verification step
Discuss the comparison

Entries stay on your device. Download a copy before clearing browser data.